Effective Date: Decemeber 11, 2013
Observer-Reporter is a product of Life Access Holdings Inc.
Our postal address is
We can be reached via e-mail at [email protected]
77 Accord Park Drive, Unit B-10
Norwell, MA 02061
Observer-Reporter is committed to protecting your privacy.
We maintain the privacy of your information using security technologies and adhere to policies
in the future and will be posted on our website.
Observer-Reporter is a product of Life Access Holdings, Inc.
You may have reached this website from a LifeAccess affiliate, in which case their name may appear
at the top of the page. If so, please be aware that this website was customized by Life Access Holdings, Inc.
for the affiliate, that Life Access may share your information with the affiliate and that during your
visit to this website the affiliate may independently collect other information from you. You should
In addition to the information we collect directly from you, we also monitor and track usage
of our website, viewing and traffic patterns, customer behavior, and other similar information.
We use this information, as well as all of your personal information, for internal business and
administrative purposes to improve our website, our product and service offerings, our
operations, and our customer service. We may also use your personal information from time to
time to send you special offers, new products, services, promotions, and other similar information.
We are able to offer our services to you, in part, because you agree that such act constitutes a purchase,
an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 C.F.R. § 310, et seq.
(the "ATSR"). Notwithstanding that your telephone number may be listed on the Federal Trade Commission's
Do-Not-Call List, you expressly consent to allow Observer-Reporter to contact you by email, telephone or other means,
including contacting you using an automated telephone dialing system, prerecorded message.
The information we collect is used to improve the content of our Web page, to customize the
content and/or layout of our page for each individual visitor, to notify consumers about
updates to our Web site, to contact consumers for marketing purposes, to share with other
reputable organizations to help them contact consumers for marketing purposes.
With respect to cookies: Cookies are small text files that are placed on your computer's
hard drive by our computers or servers to identify your computer. Cookies are only read by
the server that placed them there and are unable to execute any code or virus. We use
cookies to record user-specific information on what pages users access or visit, record
past activity at a site in order to provide better service when visitors return to our site,
customize Web page content based on visitors' browser type or other information that the
With respect to security: We always use industry-standard encryption technologies when
sending and receiving consumer data exchanged with our site. We have appropriate security
measures in place in our physical facilities to protect against the loss, misuse or
alteration of information that we have collected from you at our site.
From time to time, we make the e-mail addresses of those who access our site available
to other reputable organizations whose products or services we think you might find
interesting. If you do not want us to share your e-mail address with other companies
or organizations, please let us know by writing to us at the above address or sending
us an email message to [email protected].
Please include your email address and the words "opt out" in the subject or content
field so that we can process your request promptly. We do provide aggregate
information about site usage and traffic patterns, stripped of any individual
identification, to third parties to comply with various reporting obligations
and for business or marketing purposes.
If you supply us with your postal address on-line you may receive mailings from other
reputable companies. You may have your name put on our "do-not-share" list by writing
to us at the above address. When writing to us make sure to provide us your exact name
and address. If you prefer, you can also send an email message to
[email protected]. Please include your
exact name, mailing address and the words "no mail" in the subject or content field
so that we can process your request promptly. We will be sure your name is removed
from the list we share with other organizations.
Persons who supply us with their telephone numbers on-line will only receive telephone
contact from us with information regarding our service.
With respect to Ad Servers: To try and bring you offers that are of interest to you,
we have relationships with other companies that we allow to place ads on our Web pages.
Because of your visit to our site, ad server companies may collect information such as
your domain type, your IP address and clickstream information. For further information,
consult the privacy policies of: www.doubleclick.net.
To the extent permitted by law, you agree not to bring, join or participate in any class action
as to any claim, dispute or controversy you may have against Observer-Reporter or its employees,
officers, directors, assignees and servicers. You agree to the entry of injunctive relief to stop
such a lawsuit or to remove yourself as a participant in the suit. This agreement is not a waiver
of any of your rights and remedies to pursue a claim individually and not as a class action in
binding arbitration as provided above. This agreement not to bring or participate in class action
suits is an independent agreement and shall survive the end of your membership.
If you have further questions regarding our privacy practices, please send email to